-heaRt-feLt emOtiOns Of a 5′10″ gLuttOn-

FOOL - That’s what I have been calling myself the past 20 minutes.

LUCKY FOOL - That’s what I have been saying to myself to console the very core of my being.

LET’S GET THIS RIGHT - I know I might not get another timely notice if I ever slack off again. I must take action. NOW.

——————————————————–

Do I sound like a psychopath with multiple personality disorder? If you felt so you are absolutely spot on. My evil, lazy, arrogant and boastful twin brother living in the inside of me almost caused me to potentially make the biggest mistake I could ever make at this point in my life.

I almost bought the new Honda Accord.

Thank you God for mothers. Mum thank you for making sure i didn’t succumb to my ego and pride. How could i forget my dreams and ultimate goal in life?

——————————————————–

I was laughed at and ridiculed when i shared my life plans. Guys my age just couldn’t grasp buying properties when they could use the bucks for entertainment, flashy cars and exotic holidays. Unit trusts or stocks were the only interested investments. (no disrespect; everyone has their own financial plans and goals - just citing a real example i encountered - these are actually my secondary investment paths)

And now here i am, almost burdening myself with a debt I should not even have considered. I admit i was boastful and i let pride come into the picture. I have been talking about buying properties for a couple of years now. Yes i failed at my first attempt on a condo in Damansara. I need to lauch my second attempt. Soon.

—————————————————

The first attempt was when i was in my first job as a fresh graduate. And everyone knows you don’t get paid much. 25 months on and i’m earning more than 4 times the basic salary (excluding commissions and shares that comes along) but i still have nothing to show except for a savings account which only provides the measly minimum interest rate.

I kept sharing about passive income, about getting assets and not liabilities such as cars and yet I did not act upon the former but almost on the latter! Talk about contradictions and irony!

The main reason I was so eager to get the new Accord (besides it being the best darn looking and beautiful model in the market under 300k) was because I felt I could afford it and needed it to reflect my personal status. I’m managing a regional team - how could be seen in my faithful but pretty much unpresentable Proton Wira? Yes, ladies and gentlemen, a PROTON. (again no disrespect, but when the auto windows "kahput" after only 3 months you have to place some serious question marks on the quality) I imagine the cringes when i meet millionaire CEOs and driving them around in my ‘ol faithful and asking them to lock the doors manually. 

—————————————————

I will be embarking on a new journey in my career very soon (more to come on this - watch out for this space) and i will really be a fool if i do not use the financial blessings God has provided. Akin to the tale of 10 talents. I want to multiply what i earn.

The wake up call? A good old friend whom i had always admired as a leader and person - same age, almost same educational background - already has 3 properties with the 4th in his sights. What am i doing? Where is my zest, enthusiasm and self belief when i started out? Am i too comfortable with my current life? Do i intend to make the same choices i vowed never to make? I prayed for the opportunities. I prayed for the finances. I got them both, now i need to act - i need to stop looking at today, and focus on tomorrow.

Wake up Phileo! Why pay others when others can pay you?! Focus! Focus on the goal! Now go!

This entry was posted on Sunday, April 27th, 2008 at 6:33 am and is filed under Current Affairs. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.